Free Workshop for Prospective Homebuyers 

The U.S. Department of Agriculture Rural Development will hold a Money Smart workshop for prospective homebuyers on Tuesday, September 19 and Thursday, September 21. The sessions will be held from 4:30 to 6:00 pm at the Broome County Library at 185 Court Street in Binghamton. 

 The workshop will cover four topics: money management, basic banking services, understanding credit and home purchasing, which explains the steps an individual must complete to buy their own home. Money Smart is sponsored by Rural Development's Single Family Housing program, which administers grant and loan 
programs for very-low and low-income persons living in rural areas. 

 The workshop is free but reservations are required. To reserve a seat, call the Binghamton Area Rural Development office at (607) 723-1384, extension 4. 

 USDA Rural Development's mission is to deliver programs in a way that will support increasing economic opportunity and improve the quality of life of rural residents. As a venture capital entity, Rural Development provides equity and technical assistance to finance and foster growth in homeownership, business development, and critical community and technology infrastructure. Further information on rural programs is available by contacting the Binghamton office or by visiting Rural Development's web site at http://www.rurdev.usda.gov.